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As compared to previous decade, India's internet scenery has entirely transformed over the past couple of years.
Not only fast internet became cheaper nowadays but also smart phones and laptops.

Mostly everybody is connected to each other via Internet.
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Paytm has been developed one technique by app to generate OTP and barcode without any requirement of internet connection. As we know already, Paytm is a popular ecommerce website where customers can use their mobile wallet to make payments without using any internet data.
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According to SOWPODS (the combination of Scrabble dictionaries used around the world) there are 1 words with the pattern --OTP--O-.
That is, nine letter words with 3rd letter O and 4th letter T and 5th letter P and 8th letter O. In alphabetical order, they are:

shotproof
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